Is it possible you have a car that you've not used for a long while? Is one of your cars been covered in the garage for up to six months because it's broken? Have you removed it from your auto insurance policy?
Simple as this looks a lot of people end up paying thousands in unnecessary premiums because they don't remember to remove such cars from their policy. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
Belonging to an auto club could attract a discount with a good number of insurance companies. Don't allow the smallness of the discount this may get you stop you from taking advantage of it if it makes sense in your situation.
Do your best to represent the facts exactly the way they are. One of the factors that has kept rates as high as they are is insurance fraud. It's making everyone pay a lot more.
If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.
This could make you lose a lot more than what you thought you would save. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Those who understand how to take advantage of this often handle very minor repairs and fixes and so easily become eligible for this discount. Handling little fixes on your own will help you save more as you'll get a big discount.
Another alternative for you is to use your parents' car insurance policy. Your parents certainly belong to a better risk age group.
To take advantage of this though, you'll have to live with your parents and also have the vehicle registered in their name. This means that by law they own the vehicle. If the benefits of "independence" outweigh your auto insurance savings then this is certainly not an option for you.
And...
While you do these other things to bring down your auto premium, here's something you can do to receive lower rates now: Visit good insurance quotes sites and request for quotes.
Visit a minimum of five of such sites for the best results. It's free, quick and easy. Make sure you give your correct details as you fill the forms presented. All you have to do next is simply pick the insurer that represents the best price/value from the quotes you receive.
Simple as this looks a lot of people end up paying thousands in unnecessary premiums because they don't remember to remove such cars from their policy. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
Belonging to an auto club could attract a discount with a good number of insurance companies. Don't allow the smallness of the discount this may get you stop you from taking advantage of it if it makes sense in your situation.
Do your best to represent the facts exactly the way they are. One of the factors that has kept rates as high as they are is insurance fraud. It's making everyone pay a lot more.
If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.
This could make you lose a lot more than what you thought you would save. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Those who understand how to take advantage of this often handle very minor repairs and fixes and so easily become eligible for this discount. Handling little fixes on your own will help you save more as you'll get a big discount.
Another alternative for you is to use your parents' car insurance policy. Your parents certainly belong to a better risk age group.
To take advantage of this though, you'll have to live with your parents and also have the vehicle registered in their name. This means that by law they own the vehicle. If the benefits of "independence" outweigh your auto insurance savings then this is certainly not an option for you.
And...
While you do these other things to bring down your auto premium, here's something you can do to receive lower rates now: Visit good insurance quotes sites and request for quotes.
Visit a minimum of five of such sites for the best results. It's free, quick and easy. Make sure you give your correct details as you fill the forms presented. All you have to do next is simply pick the insurer that represents the best price/value from the quotes you receive.
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Learn more at Low Cost Auto Insurance and Discount Auto Insurance. Chimezirim Odimba teaches how to pay less for more.
