You'll save by being loyal to an insurer due to the long term discount and accident forgiveness which they give to long-standing policy holders. Depending on the insurer, you'll be eligible for a discount of 5% once you've stayed with them for between three and five years.
The accident forgiveness discount means that your insurer will not raise your rates if you file just one claim. Insurers offer these as incentives to keep you with them since it serves them better too.
But it will only be right for me to also point out that in spite of these incentives, you might actually gain more if you switch to another insurer.
You'll help reduce your rates if you always ensure you park your car in a safe place. This means that you have to do all within your power to NOT park your car in a red light district. Furthermore, you might even get discounts with your insurer if you show that you have a good garage.
And, lest I forget, if you drive out in the night do your best to have your car parked in a well-lit area. That will deter thieves. .And for no reason should you leave your car in the open street for a whole night.
Have you checked with the associations you belong to if they have discounts from any insurer? Insurers give these associations group discounts in the hope that they will in that one move attract many of their members to buy an auto insurance policy with them. Even though you may not necessarily join an association because you want a group auto insurance discount, it makes sense to take advantage of it if it's offered to any association you already belong to.
Do your best to always drive responsibly. Please, make sure you make it a policy not to drive if you even sip any alcoholic beverage.
Driving with more than the permissible level of alcohol in your blood stream will make you get sky-high rates if you're lucky or be forced to stay without car insurance if you're not so lucky. Even those speeding tickets eventually add up to make you pay higher rates on the long run. For your safety then and lower rates, never violate any traffic law despite how minor you think it is.
If you live in an urban area do your best to use the public transport system as much as possible. This simple action will help you reduce your mileage. As you may already know, if your mileage drops, your rates too will drop. Therefore, don't use your car whenever it makes sense to do so.
By Chimezirim Odimba
The accident forgiveness discount means that your insurer will not raise your rates if you file just one claim. Insurers offer these as incentives to keep you with them since it serves them better too.
But it will only be right for me to also point out that in spite of these incentives, you might actually gain more if you switch to another insurer.
You'll help reduce your rates if you always ensure you park your car in a safe place. This means that you have to do all within your power to NOT park your car in a red light district. Furthermore, you might even get discounts with your insurer if you show that you have a good garage.
And, lest I forget, if you drive out in the night do your best to have your car parked in a well-lit area. That will deter thieves. .And for no reason should you leave your car in the open street for a whole night.
Have you checked with the associations you belong to if they have discounts from any insurer? Insurers give these associations group discounts in the hope that they will in that one move attract many of their members to buy an auto insurance policy with them. Even though you may not necessarily join an association because you want a group auto insurance discount, it makes sense to take advantage of it if it's offered to any association you already belong to.
Do your best to always drive responsibly. Please, make sure you make it a policy not to drive if you even sip any alcoholic beverage.
Driving with more than the permissible level of alcohol in your blood stream will make you get sky-high rates if you're lucky or be forced to stay without car insurance if you're not so lucky. Even those speeding tickets eventually add up to make you pay higher rates on the long run. For your safety then and lower rates, never violate any traffic law despite how minor you think it is.
If you live in an urban area do your best to use the public transport system as much as possible. This simple action will help you reduce your mileage. As you may already know, if your mileage drops, your rates too will drop. Therefore, don't use your car whenever it makes sense to do so.
By Chimezirim Odimba
