Is it possible you have a car that you've not used for a long while? Do you have a broken car? Is this car still on your auto insurance policy or have you removed it?
Funny as it may seem, this is one reason some folks pay higher rates than they should. I hope this is not the case with you.
Belonging to an auto club could get you a discount with some insurance companies. Don't allow the size of the discount this may offer stop you from going for it if it makes sense in your situation.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. Insurance fraud costs us all.
If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.
This could make you lose a lot more than what you thought you would save. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.
Reports have it that the average American family pays about $1,500 extra premium dollars because of insurance fraud. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
You'll get a No Claims bonus or discount if you do not make any claims for about four years. Here's a tip: Even though you might have cause to make a claim, don't if they are minor issues. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.
Another option for you is to use your parents' auto insurance policy. If you're of driving age, then your parents certainly are far above 25 years which means they are lower risk drivers.
There are two conditions that you must fulfill for this to be possible: The vehicle must be registered in your parents' name and you must live with them. This means that by law they own the car. If the benefits of "independence" outweigh your car insurance savings then this is definitely not alternative for you.
Funny as it may seem, this is one reason some folks pay higher rates than they should. I hope this is not the case with you.
Belonging to an auto club could get you a discount with some insurance companies. Don't allow the size of the discount this may offer stop you from going for it if it makes sense in your situation.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. Insurance fraud costs us all.
If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.
This could make you lose a lot more than what you thought you would save. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.
Reports have it that the average American family pays about $1,500 extra premium dollars because of insurance fraud. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.
You'll get a No Claims bonus or discount if you do not make any claims for about four years. Here's a tip: Even though you might have cause to make a claim, don't if they are minor issues. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.
Another option for you is to use your parents' auto insurance policy. If you're of driving age, then your parents certainly are far above 25 years which means they are lower risk drivers.
There are two conditions that you must fulfill for this to be possible: The vehicle must be registered in your parents' name and you must live with them. This means that by law they own the car. If the benefits of "independence" outweigh your car insurance savings then this is definitely not alternative for you.
