Tuesday, October 6, 2009

Very Cheap Auto Insurance -- Four Time-Tested Recommendations

By Chimezirim Odimba

There are a lot of ways to pay less on your policy. But while many of them might reduce your cost, they could leave you with insufficient coverage. This is, however, not the case with the recommendations I'll share with you in this write-up as you'll realize considerable savings while still maintaining sufficient coverage. Here they are...

1. Folks who have more than one vehicle will make considerable savings if they insure them all with the same auto insurance provider. It makes sense to insure all your cars with the same insurance company unless got a better deal for some of your vehicles with another insurance carrier. You can ensure you are making the right choice by doing extensive comparison shopping. But however you look at it, a multi-vehicle discount is one way to get cheaper rates.

2. A multi-policy discount is a good option to cut down your overall insurance cost. That's, for example, if you purchase your auto insurance policy from the very insurer that underwrites your homeowners' insurance.

Nevertheless, I must point out that you might NOT be saving as much as you might by switching. Comparison shop with quotes sites and then have a chat with your insurance agent. This done, you'll be in a position to say for sure if this would make you save a lot more.

Online Auto Insurance Quotes

3. Staying without making claims will make you eligible a good discount. But remember that not all carriers present this discount.

If your agent tells you that they don't give this discount make it clear that you'll change over to another insurer. As a matter of fact, you should because you'll certainly find a better offer somewhere else if you've maintained a claims-free status for this number of years.

However, more often than not the threat of switching from you will be enough to make them shift grounds.

4. Make out some time to visit not less than 5 insurance quotes sites that offer quotes on auto insurance policies. Doing this should take you not more than 25 minutes.

As you visit each site, ensure you give the same information. Doing otherwise will give you misleading quotes. When you've received your auto insurance quotes, compare them to determine which serves your interest best both in price and value.