Tuesday, February 2, 2010

Cheap Car Insurance For 17 Year Olds

By Simon Normski

Car insurance is usually a matter of great worry for youngsters. The young driver, often, has to dish out more than others do just because he is availing of the privilege to drive. Nowadays, however, the young driver of today has many options for decreasing the expenses incurred through the car insurance.

For example, if you have a security or theft device fitted onto your vehicle, your insurance company will likely offer you a discount because it means that your car will be less likely to be a target for theft or burglary. Some theft devices are operated with a push button and others may be automatic.

Other cars that can help the youngsters save up in insurance are Vauxhall Corsa,Peugeot 106, the Fiat Panda, the Mini, Fiat Uno, Citroen AX, Peugeot 205, Renault 5 and the Vauxhall Agila. These cars enable cheap car insurance for 17 year olds.

Do you have a good vehicle and are you on a tight budget? If this is true, then basic roadside assistance is probably the best breakdown coverage for you. This type of coverage means you won't have to pay a lot for it, and if your vehicle is fairly new so that you're not worried about having a breakdown, this may be your best choice. This type of coverage should provide you with what you need. This type of coverage gives you roadside assistance whenever you need it within the United Kingdom, and often provides free towing service, too.

If you need more flexibility than basic coverage can give you, perhaps the best coverage for you would be home and roadside assistance. This is coverage that's one level up from basic coverage and is for you if you need help both at home and on the road. In addition, if you have a particular difficulty with locking your keys in the car, this is also recommended breakdown coverage for you. This coverage will take care of the situation if you lock your keys in the car accidentally. Service is provided both on the road and at home.

Comparing quotes is easy, they are special software built in to comparison website that process all your details and give you instant quotes. This saves you time contacting several insurers on the phone because this would take you days and you may not even find that this company.

Some questions to ask might include, how fast are they when it comes to taking a claim? Is the company only available certain hours for claims or is it available twenty-four hours a day? Are they understanding and comforting when taking claims or answering questions? Are they helpful in the event of a crisis? Are they quick to file and process a claim? You may also want to contact their help centre, if it is offered, and talk with them yourself. Are they friendly, polite, and able to answer your questions?

How to get cheap car insurance is really easy if you know what to ask and look for. If you belong to specific groups, it could be helpful to let the insurance company know. Certain groups qualify for certain discounts. Also, consider the lowest coverage you need, this will save you a ton of money. There is no reason to have more insurance coverage than you really need.