Save On Your Monthly Car Insurance

By Jim Potenski

If you have an existing car insurance but you think you are paying more than what you're supposed to pay what should you do? It would be easy to tell you to just go with another auto insurance company to get cheaper car insurance rates. But the problem is that you are with your current insurer for the longest time and changing carriers is not an option for you. How would you deal with that? Take into consideration the following tips and you may find yourself paying for lower monthly car insurance rates.

I'm sure you know your car insurance provider's contact number. If you don't, then by all means research on it and call them as soon as possible. But before you dial those numbers, be prepared. Access the Internet and visit the websites that give free car insurance online quotes. Get an estimate on how much it is to get car insurance coverage from another carrier. If you see cheaper monthly car insurance rates (which I bet you would) than what you are currently paying, get those car insurance quotes. Then, it's time to call your insurer and tell them that you got cheaper rates from another insurer and you'd like to know what they (your car insurance provider) can offer to match the deal you got online.

If you are thinking of installing safety features in your car then go ahead with your plan and do it. It may be quite costly at first but think about the advantages that you can get - added security for you and your family plus the benefits of getting lower monthly car insurance rates from your current insurer.

Just be honest. Call you car insurance company, inform them of your situation - that you are indeed of lower car insurance rates. Pretty simple right? But with the economical problems that we have right now, your current car insurance company understand where you are coming from. And they will do their best to save every customer that they can save by offering them better deal.

About the Author:

Do you want to get cheap Monthly Car Insurance today? I found this website, check it out: http://www.monthlycarinsurancereview.com/. Click here for article submissions.

Automobile Insurance -- Things That Affect Your Rates

By Chimezirim Odimba

There are things that will help you enjoy massive savings without putting hurting yourself. Would you like to learn more about them? If this describes you then go through this write-up for guaranteed tips...

It might seem unfair to most people but your credit rating does affect you rate. Most insurers now take your credit rating into consideration when deciding what you should pay. Insurers who use it as one of the factors that determine what a person pays say that there is a relationship between the two. Profiles with poor credit rating, they claim, are usually less responsible on the road than those who have excellent rating.

You should get a discount if you are a member of a car pool. This is since carpooling reduces mileage (which is a strong factor that determines your rate). Anything that brings down your mileage considerable reduces your auto insurance premium.

Using your parents' car insurance policy is a different option for you an under twenty five. Your parents certainly belong to a lower risk age group.

There are two things you must do for this to be possible: The vehicle must be registered in your parents' name and you must live with them. If you want to be the owner of your vehicle, then be the big boy or girl and also own the costly rates. Sorry, you can't have both with this option. However, you can still make a lot of savings by clicking the link at the end of this piece.

Do you know of every discount that your insurance provider offers? Since agents too are human they might forget to tell you about some discounts you are qualified for. You will reduce the odds of this happening to you if you take the pains to ask your agent seriously to tell you about every discount that is possible. You might have a really pleasant surprise!

You'll attract cheaper rates if you make your payments by Electronic Funds Transfer (EFT). This just means your insurance provider withdraws your premiums automatically from your account at specified periods without sending you payment notices. This saves your insurer in many ways such as removing the cost of mailing payment notices and the cost of processing checks. This is why this results in discounts.

You will save much money in auto insurance if you get and compare auto insurance quotes from insurance quotes sites. You will make savings if you go to just one quotes site. But keep this in mind, you'll get more by using at least five.

The straightforward reason for this is that you'll obtain many more auto insurance quotes from a wider range of insurers. This raises your chances of receiving better quotes.

About the Author:

To start saving much more visit Safe Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba is an insurance expert.