Retirees are offered a special discount by a good number of insurance companies. You'll hardly drive as much as you used to do once you are retired. Driving less means lower mileage which definitely makes you a better risk.
This discount is certainly not one any retired person should overlook. So it's a good thing to ask your agent. If for any reason they don't have a discount like this, remember to tell your agent about your change in mileage. This should reflect in lower rates for you.
Drive as little as possible it will lower your mileage and get you a low mileage discount. This certainly makes sense if you live in an urban area where you have access to standard mass transit systems.
Carpooling is also another smart way of reducing your mileage.
A lot of folks have lost their cars in the short seconds that they took to dash inside to get something while leaving their cars running and unlocked. Don't make this mistake. The only easier thing for a thief would be if you handed over your keys as a gift. Car thieves are known to go for easy targets. It certainly doesn't get easier for a thief than an unlocked car with a running engine.
Do your best to always make sure your policy never lapses.You'll get more expensive rates for a long time if this happens to you albeit by mistake. Don't make this mistake if you're switching because that's when this happens to a lot of people.
Don't terminate your previous policy until the new one is fully in force and you'll not make this costly mistake. As simple as this may seem, a lot of individuals are bearing the weight of exorbitant rates because of this silly little oversight.
Important: To get more tips go to Auto insurance rate Colorado and car insurance Bakersfield California
Electronic Funds Transfer, known as EFT is a painless way to lower your rate. it authorizes your bank to credit your insurer with your premiums without any intervention from you until you advise to the contrary. This saves your insurer in many ways such as removing the cost of sending payment notices and the cost of processing checks. This is why this gets you discounts.
Do your utmost to always drive carefully. It's a smart decision to NOT drive at all once you have taken alcohol no matter how little.
Driving with more than the permissible level of alcohol in your blood stream will make you get sky-high rates if you're lucky or be compelled to stay without auto insurance if you're not so lucky. Even little things like speeding tickets eventually add up to make you get higher rates over time. You'll do yourself a world of good if you obey all traffic laws at all times.
Features like automatic gas cut-off, alarms and other anti-theft devices are encouraged. They usually get you an anti-theft discount for the simple reason that they make it less likely that you car will be stolen. Cars without such devices are easy targets for thieving rats.
This discount is certainly not one any retired person should overlook. So it's a good thing to ask your agent. If for any reason they don't have a discount like this, remember to tell your agent about your change in mileage. This should reflect in lower rates for you.
Drive as little as possible it will lower your mileage and get you a low mileage discount. This certainly makes sense if you live in an urban area where you have access to standard mass transit systems.
Carpooling is also another smart way of reducing your mileage.
A lot of folks have lost their cars in the short seconds that they took to dash inside to get something while leaving their cars running and unlocked. Don't make this mistake. The only easier thing for a thief would be if you handed over your keys as a gift. Car thieves are known to go for easy targets. It certainly doesn't get easier for a thief than an unlocked car with a running engine.
Do your best to always make sure your policy never lapses.You'll get more expensive rates for a long time if this happens to you albeit by mistake. Don't make this mistake if you're switching because that's when this happens to a lot of people.
Don't terminate your previous policy until the new one is fully in force and you'll not make this costly mistake. As simple as this may seem, a lot of individuals are bearing the weight of exorbitant rates because of this silly little oversight.
Important: To get more tips go to Auto insurance rate Colorado and car insurance Bakersfield California
Electronic Funds Transfer, known as EFT is a painless way to lower your rate. it authorizes your bank to credit your insurer with your premiums without any intervention from you until you advise to the contrary. This saves your insurer in many ways such as removing the cost of sending payment notices and the cost of processing checks. This is why this gets you discounts.
Do your utmost to always drive carefully. It's a smart decision to NOT drive at all once you have taken alcohol no matter how little.
Driving with more than the permissible level of alcohol in your blood stream will make you get sky-high rates if you're lucky or be compelled to stay without auto insurance if you're not so lucky. Even little things like speeding tickets eventually add up to make you get higher rates over time. You'll do yourself a world of good if you obey all traffic laws at all times.
Features like automatic gas cut-off, alarms and other anti-theft devices are encouraged. They usually get you an anti-theft discount for the simple reason that they make it less likely that you car will be stolen. Cars without such devices are easy targets for thieving rats.
About the Author:
Chimezirim Odimba is an insurance expert.
