This wasn't true before though as ladies were always considered a higher risk than men and would most likely be offered a much poorer compensation package. Until recent statistics popped up and disproved this common theory.
It is rare that you see a lady get involve in a serious car accident like total wrecks. They are ofter the victim of minor scratches and light bumps. It is the men that are more prone to serious accidents.
Any normal car insurance company or companies that focus on women's policy will most likely offer discounter prices for ladies car insurance. There are a lot of companies that offer this so it is advisable to shop around for the best offer.
There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.
Ladies, as statistics show often drive fewer miles as compared to men and are less likely to get into car accidents. This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Also with them driving fewer miles as compared to men, their cars are more often than not in better condition.
When it comes to general neatness, ladies are more often than not, more organized compared to men. Their cars are then less prone to useless repairs and results to cheaper bills overall.
Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.
They are less likely to have an accident, which means they are also less likely to file large monetary claims from the insurance company. If the insurance company can save money, that means you can as well with cheap ladies car insurance.
