When purchasing a car, you are required by law to have car insurance. It is however not mandatory to have motorcycle insurance in most American states.
Though your state may not see it fit to mandate insurance for motorcycles, it is still a wise idea to get a policy taken out for your two wheeler. The roads in the current day and age are dangerous and you can be up for litigation with one stupid mistake.
If your motorcycle were to get damaged in an accident, having insurance will mean you don't have to pay anything to get it repaired or if need be get a new one. Isn't it a good feeling to be able to go and ride the bike confidently without worrying about possible accidental damage.
Its not only for yourself " Even though you may be one of the safest riders in the world, bad things can still happen. It is thus helpful to have insurance cover when something that you do not expect happens.
There are many kinds of custom motorcycle insurance policies that you can get. There are those that cover the third party in case of an accident. This means that if you were to damage another car/motorcycle or injure a person, you would not be liable for the damage caused. You would however, not be compensated for injuries to you or damages to your bike. A comprehensive motorcycle insurance covers both you, your motorcycle as well as any third part in case of an accident.
No one knows what will happen and that is why custom motorcycle insurance is the best thing you can get to be certain that you are ready for every situation you will come across.
The best place to get insurance is to go to the same company that insures your car for you. You may want to scout for prices, but it is advisable to deal with an insurance company you are familiar with.
To conclude, do not shy away from motorcycle insurance simply because it isn't mandatory in the state you live in. As explained above, it can have a lot of advantages to both you and of course your bike!
Though your state may not see it fit to mandate insurance for motorcycles, it is still a wise idea to get a policy taken out for your two wheeler. The roads in the current day and age are dangerous and you can be up for litigation with one stupid mistake.
If your motorcycle were to get damaged in an accident, having insurance will mean you don't have to pay anything to get it repaired or if need be get a new one. Isn't it a good feeling to be able to go and ride the bike confidently without worrying about possible accidental damage.
Its not only for yourself " Even though you may be one of the safest riders in the world, bad things can still happen. It is thus helpful to have insurance cover when something that you do not expect happens.
There are many kinds of custom motorcycle insurance policies that you can get. There are those that cover the third party in case of an accident. This means that if you were to damage another car/motorcycle or injure a person, you would not be liable for the damage caused. You would however, not be compensated for injuries to you or damages to your bike. A comprehensive motorcycle insurance covers both you, your motorcycle as well as any third part in case of an accident.
No one knows what will happen and that is why custom motorcycle insurance is the best thing you can get to be certain that you are ready for every situation you will come across.
The best place to get insurance is to go to the same company that insures your car for you. You may want to scout for prices, but it is advisable to deal with an insurance company you are familiar with.
To conclude, do not shy away from motorcycle insurance simply because it isn't mandatory in the state you live in. As explained above, it can have a lot of advantages to both you and of course your bike!
