Sunday, March 15, 2009

Affordable Car Insurance

By Denver Zemerick

If you think that getting cheap car insurance is beyond possible, then you are clearly mistaken. There are so many ways to get cheap car insurance rates and in fact I'll give you four tips to get affordable car insurance.

Shop around for car insurance quotes. There are several car insurance companies in the market that offer different car insurance quotes. The secret in getting the cheapest auto insurance is to have a little patient in shopping for one online. Learn to get as much as online car insurance quotes that you can get and from those quotes compare the car insurance prices and get the cheapest rate that you can find.

Maintain a good credit score. You may be wondering what your credit score got to do with your car insurance premium. The truth is, your credit score tells what kind of a person you are and what kind of a driver you are. If you are able to maintain a good credit score that means you are a responsible payer and makes you a driver that poses lower risk to be insured for auto insurance companies

Set higher amount for your deductibles. Your deductible is inversely proportional to your car insurance premium which means the higher your deductibles the lower your car insurance premiums will be. I myself have considered setting higher deductibles to save on my car insurance. But remember if you choose to get higher deductible that means the amount for your deductible is what you are going to pay first when you make for a claim before your own car insurance coverage comes in.

Parked your vehicle in a secured parking garage. If you left your car out in the open chances are you are increasing the possibility of having your car vandalized or even being stolen. Car insurance companies do consider the security of your car whenever it's parked. To make sure that it's safe whenever you are not using it then go get a secured parking garage.

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