Tuesday, March 24, 2009

Save On Your Monthly Car Insurance

By Jim Potenski

If you have an existing car insurance but you think you are paying more than what you're supposed to pay what should you do? It would be easy to tell you to just go with another auto insurance company to get cheaper car insurance rates. But the problem is that you are with your current insurer for the longest time and changing carriers is not an option for you. How would you deal with that? Take into consideration the following tips and you may find yourself paying for lower monthly car insurance rates.

I'm sure you know your car insurance provider's contact number. If you don't, then by all means research on it and call them as soon as possible. But before you dial those numbers, be prepared. Access the Internet and visit the websites that give free car insurance online quotes. Get an estimate on how much it is to get car insurance coverage from another carrier. If you see cheaper monthly car insurance rates (which I bet you would) than what you are currently paying, get those car insurance quotes. Then, it's time to call your insurer and tell them that you got cheaper rates from another insurer and you'd like to know what they (your car insurance provider) can offer to match the deal you got online.

If you are thinking of installing safety features in your car then go ahead with your plan and do it. It may be quite costly at first but think about the advantages that you can get - added security for you and your family plus the benefits of getting lower monthly car insurance rates from your current insurer.

Just be honest. Call you car insurance company, inform them of your situation - that you are indeed of lower car insurance rates. Pretty simple right? But with the economical problems that we have right now, your current car insurance company understand where you are coming from. And they will do their best to save every customer that they can save by offering them better deal.

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