Monday, April 13, 2009

Automobile Insurance Agencies

By Trance Villano

You will be surprised to find out about the many automobile insurance agencies operating in your area. There is certainly no shortage of car insurance companies to choose from. If you can't decide which auto insurance agency gives the best policy for your vehicle, you might as well pick one which offers the best type of auto insurance promotion to help you get cheaper rates and better savings.

One of the most common promotions offered by an auto insurance agency is discounted multiple vehicle policy. This promotion is usually given since statistics prove that those who have multiple vehicle policies tend to make less number of claims compared to those who have a single vehicle insurance. Car insurers are also more at ease insuring car owners whose vehicles they have previously insured.

Another promotion that a good automobile insurance agencies may give is discounts to young drivers who have undergone driving lessons. Young drivers are usually given higher car insurance rates because they are inexperienced on the road, and thus more likely to be involved in car accidents. A good auto insurance agency gives lower rates to those who have taken driving lessons.

It is also a common practice for a typical auto insurance agency to give discounts to vehicles equipped with safety devices such as alarm systems and immobilizers. Vehicles which are equipped with these safety features are less likely to be stolen, making them low risk to any auto insurance agency.

A good auto insurance agency also gives discounts to vehicles that have low mileage. Low mileage indicates that the vehicle is not used on long travel, making it more likely to be spared of road accidents.

Other common promotions that a good auto insurance agency gives include discounts for driver's renewal and those who have multiple insurance companies. Some insurance companies also give dividends to their vehicle insurance policy holders.

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